:root{
  --bg:#f6f7fb;
  --card:#ffffff;
  --text:#1f2937;
  --muted:#6b7280;
  --primary:#0b5ed7;
  --primary2:#003366;
  --warning-bg:#fff3cd;
  --warning-border:#ffcc00;
  --border:#e5e7eb;
  --shadow: 0 8px 24px rgba(0,0,0,.06);
  --radius:16px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);}
a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1100px;margin:0 auto;padding:20px;}
header.site-header{
  background:linear-gradient(90deg,var(--primary2),#0b3b75);
  color:#fff;
  position:sticky;top:0;z-index:50;
  box-shadow:0 4px 16px rgba(0,0,0,.12);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:16px 20px;}
.brand{display:flex;flex-direction:column;line-height:1.15}
.brand .title{font-weight:800;font-size:18px;letter-spacing:.2px}
.brand .sub{font-size:12px;opacity:.9}
.nav{display:flex;gap:14px;flex-wrap:wrap;align-items:center;justify-content:flex-end}
.nav a{color:#fff;font-size:14px;opacity:.95}
.nav a:hover{opacity:1;text-decoration:none}
.hero{padding:24px 0 8px 0;}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:18px;}
.card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);}
.card .p{padding:18px}
h1{margin:0 0 10px 0;font-size:28px}
h2{margin:0 0 10px 0;font-size:18px;color:var(--primary2)}
p{margin:0 0 10px 0;color:var(--text);line-height:1.6}
.small{font-size:13px;color:var(--muted)}
.badge{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:#eef5ff;border:1px solid #dbeafe;color:#1e40af;font-size:12px;font-weight:600;}
.disclaimer{background:var(--warning-bg);border:1px solid #ffe69c;border-left:5px solid var(--warning-border);padding:14px;border-radius:12px;font-size:14px;}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.kv{display:flex;flex-direction:column;gap:6px}
.kv strong{font-size:14px}
.kv span{font-size:13px;color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:10px 14px;border-radius:12px;background:var(--primary);color:#fff;font-weight:700;border:0;cursor:pointer;text-decoration:none;}
.btn.secondary{background:#111827}
.btn.ghost{background:transparent;color:var(--primary);border:1px solid #cfe0ff}
.btn:hover{text-decoration:none;filter:brightness(0.98)}
hr{border:0;border-top:1px solid var(--border);margin:16px 0}
footer{margin-top:26px;padding:18px 0;color:#cbd5e1;background:#0b1220;}
.footer-inner{display:flex;flex-wrap:wrap;gap:10px;align-items:center;justify-content:space-between}
.footer-inner a{color:#cbd5e1;opacity:.95}
.footer-inner a:hover{opacity:1}
.section{margin-top:16px}
.list{margin:0;padding-left:18px;color:var(--text);line-height:1.7}
.table{width:100%;border-collapse:collapse;overflow:hidden;border-radius:12px;border:1px solid var(--border)}
.table th,.table td{padding:12px 10px;border-bottom:1px solid var(--border);text-align:left;font-size:14px}
.table th{background:#f1f5ff;color:#1e3a8a}
.table tr:last-child td{border-bottom:0}
.blog-card{display:flex;flex-direction:column;gap:8px}
.blog-card .meta{font-size:12px;color:var(--muted)}
.blog-card .title{font-weight:800;color:#0b1220;font-size:15px}
.blog-card .excerpt{font-size:13px;color:var(--muted)}
/* Cookie bar */
.cookie-bar{
  position:fixed;left:16px;right:16px;bottom:16px;
  background:#0b1220;color:#e5e7eb;
  border:1px solid rgba(255,255,255,.08);
  border-radius:16px;
  box-shadow:0 12px 30px rgba(0,0,0,.22);
  padding:14px;
  display:none;
  z-index:100;
}
.cookie-bar .row{display:flex;gap:12px;align-items:flex-start;justify-content:space-between;flex-wrap:wrap}
.cookie-bar .txt{max-width:780px;font-size:13px;line-height:1.5;color:#e5e7eb}
.cookie-actions{display:flex;gap:10px;flex-wrap:wrap}
.toggle-row{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.switch{display:inline-flex;align-items:center;gap:8px;font-size:13px;color:#e5e7eb}
.switch input{transform:scale(1.2)}
/* Floating WhatsApp */
.fab{
  position:fixed;right:16px;bottom:92px;
  width:52px;height:52px;border-radius:999px;
  background:#25D366;color:#fff;
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 14px 30px rgba(0,0,0,.25);
  z-index:99;
  font-weight:900;
}
.fab:hover{text-decoration:none;filter:brightness(.98)}
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr}
  .grid-3{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  h1{font-size:24px}
}